Each year, the number of rideshare accidents in cities of all sizes throughout the United States has risen substantially. Many people do not know what to do if they’re a passenger in a car accident while using a ridesharing service like Lyft, Uber, or another? What happens if your automobile collides with one of the Lyft or Uber vehicles? Continue reading to learn more, and then contact the Law Offices of Michael A. Kahn for a free legal consultation with an experienced personal injury attorney at (310) 209-1600.
Complications are a possibility as a result of a lack of regulation
Both Uber and Lyft require their drivers to have insurance, and each ridesharing company provides a one-million-dollar policy. But keep in mind that, unlike taxis, rideshares are not regulated. This means that drivers are not required to submit proof of coverage to a regulatory authority or to demonstrate that they have a clean driving record.
It’s possible that the motorist is uninsured for commercial purposes
Even if the rideshare driver has insurance, it may not provide coverage while on the job. When obtaining private insurance, you must specify whether you use the vehicle for business purposes. If an Uber driver makes a living as a full-time driver, they are using their vehicle for business purposes. If they do not answer honestly to this song and are involved in an accident, their insurance company may refuse to pay for the damages.
Insurance covers ridesharing businesses, but it may not be as extensive as you believe
As previously indicated, Uber and Lyft give its drivers with up to a million dollars in coverage, but only under specific conditions. Most importantly, the driver had to be at work at the time of the collision. This means that if a ridesharing driver backs into your car after dropping off a passenger, the rideshare company’s insurance is unlikely to pay your losses.
There may also be restrictions on the kind of damages covered by their insurance coverage. Medical expenditures, for example, may not be covered. It’s conceivable that it won’t cover all of the car’s occupants. As you can see, dealing with this situation is challenging.
There’s just one thing you should do if you’re in a ridesharing car accident
The first thing you should do if you’re in an accident with a rideshare car is make sure you’re okay. Consult a doctor or go to an emergency room if required. The next step is to contact a personal injury attorney who can assist you in determining the best course of action. Call Law Offices of Michael A. Kahn at (310) 209-1600 right now for a free legal consultation.
